Real Estate & Materialman's Liens
At Currier & Martin, we have decades of experience in the area of real estate. A person’s home is almost always their largest investment. Call us for assistance in your real estate dealings. We will guide you through the process, explain the documentation used, and protect your interests.
We represent both buyers and sellers regarding improved or unimproved real estate, both residential and commercial. In most cases, a parcel of land is sold using a mortgage company or other lender. In order to transfer the real estate while simultaneously protecting the buyer, seller and lender, most transactions involve a Warranty Deed with Vendor’s Lien, a Deed of Trust, and a Real Estate Lien Note.
The Warranty Deed with Vendor’s Lien is a document that shows the buyer’s ownership interest in the property and simultaneously gives notice to all that the lender still has an interest on the real property. This document is recorded in the real property records of the county in which the property is located.
A Deed of Trust is provides an efficient mechanism to allow a lender to foreclose the property, in effect taking it back from the buyer if the buyer does not pay according to the terms of the Note or otherwise defaults on the agreement.
A Real Estate Lien Note is a document that establishes repayment of the loan, including the amount due each month and how many months the buyer has to repay the loan.
Additionally, Currier & Martin prepares and files Materialman’s Liens to protect the interests of clients who perform services on real property. These liens are extremely time sensitive so please don’t delay if you have performed work on real property and have not been paid.
Contact us today for a consultation.